Applying For Financial Aid
1. Complete the federal financial aid application.
2. Complete the SFCC scholarship applications.
3. Do a search for scholarships through the internet.
4. Check with local organizations and businesses to see if they offer scholarships.
5. Apply for admission to SFCC.
Detailed Explanation Of Applying For Financial Aid
1. Apply for admission to SFCC by completing an SFCC admission application.
2. Have an official academic transcript from all high schools, colleges, universities, or vocational-technical schools attended, sent to the Registrar's Office.
3. Apply for federal financial aid. Fill out the Free Application for Federal Student Aid (FAFSA) on the U.S. Department of Education's web site at www.fafsa.gov. First, you (and a parent if you are a dependent student) will need to create a Federal Student Aid (FSA) ID. Go to https://fsaid.ed.gov/npas/index.htm. You should complete the FAFSA by April 1 of each year. The FAFSA on the Web Worksheet may be obtained from any high school guidance counselor, from SFCC's Financial Aid Office, or on the Web at www.fafsa.gov. There is no charge to apply for federal financial aid. If you have any questions concerning applying for federal or state financial aid please email at firstname.lastname@example.org .
- Note 1: This application is used to determine your eligibility for the Federal Pell Grant, Federal Stafford Student Loans, and many Missouri funded financial aid programs. You must complete the FAFSA each year.
- Note 2: Make sure you identify SFCC as one of the schools you want to receive your financial aid application. You can use our school code of 007628.
- Note 3: A+ students, you must fill out a FAFSA each school year. No A+ funds can be placed on your account until the financial aid office has a valid Student Aid Report on file. So file early and yearly to ensure you can use A+ funds to prepay your tuition and fees.
4. If you haven't received a high school diploma or a high school equivalency certificate, you will not be eligible for financial aid until you receive your high school equivalency certificate or high school diploma. Please see an SFCC admissions advisor or your Navigator for more details.
5. Once your admission application is completed and you are admitted to SFCC, enroll in classes.
- Note 1: No aid can be assigned to your student account until you are admitted to the school as a regular degree seeking student and have enrolled in classes.
- Note 2: To receive federal financial aid, you must be a degree/certificate seeking student at SFCC and taking classes that apply toward that degree/certificate.
6. You'll receive your Student Aid Report (SAR) about two weeks from the time you you submit the FAFSA on the web. If you have not received your SAR within this timeframe you may call the Federal Student Aid Center at 1-800-4FEDAID to check the status of your application or check the FAFSA web site.
7. Please keep in mind SFCC has deadlines for each semester that a student must meet in order to use their possible financial aid to prepay tuition and fees and charge their books against their aid. Normally, this means your financial aid file must be completed approximately four weeks before the start of the semester. See the Financial Aid Office for exact dates.
8. When the Financial Aid Office receives your SAR from the federal processor you will receive either a financial aid award notification or a missing document email notification within 4 days through your SFCC email account. For those students who have not been admitted to SFCC you will be sent a notification to the email address listed on your FAFSA or to the email address listed on your SFCC Admissions Application.
- Note 1: For students who have access to the SFCC student portal (mySTAR), you can check to see if the SFCC Financial Aid Office has received your FAFSA information by checking mySTAR, Financial Aid Tab, Requirements Channel. If there is a green check mark next to FAFSA that means we have received your FAFSA information. If the FAFSA is not listed, that means we have not received it yet.
- Note 2: When you receive your SAR you may also contact a SFCC Financial Aid Advisor to let them know you are interested in attending and receiving financial aid from SFCC. At that time the Financial Aid Advisor will confirm your application was received from the Central Processing System (CPS) and determine if your financial aid application was selected for verification by CPS.
9. If selected for verification you must provide requested documentation to the SFCC Financial Aid Office before any aid eligibility can be determined. Common documents needed to verify your financial aid application information are federal tax return transcript, all W-2s, child support received/paid documents, Supplemental Nutrition Assistance Program documents, and other SFCC verification worksheets and documents. This is another reason you should file early for financial aid. Due to the large volume of applicants during the summer months it can take several weeks to process your financial aid file through the verification process and determine your eligibility for financial aid.
- Note: The student must complete their financial aid file before they can receive any Title IV funds.
10. Once your financial aid file is completed and verified, you will be emailed an award notification. To access your award informaton you will need to access mySTAR and then go to the Financial Aid Tab, and click on the financial aid awards link. This will show what type of aid you are eligible for and the amounts you would receive as a full-time student. You must read and acknowledge the financial aid terms and conditions before viewing your aid.
- Note: Due to the low cost of attending at State Fair Community College, we do not initially package/offer federal student loans to our students.
- Note: We highly recommend you take advantage of other alternative methods of helping finance your college education before requesting a student loan. Look into scholarships or possibly paying for some of your expenses out of pocket.
11. If you decide to request a federal student loan, you will need to attend a loan request workshop. You may sign-up for a workshop by dropping by the Financial Aid Office or emailing us at email@example.com. The loan request workshop schedule is listed on the Financial Aid News channel in mySTAR.
12. Once you've attended a loan request workshop, you will need to complete the five loan documents and submit them to the Financial Aid Office. Additionally, you will need to go to www.studentloans.gov to complete the master promissory note (MPN) and complete student loan entrance counseling.
- Note: Once the five forms are submitted to the Financial Aid Office, we will review the forms to ensure they are completed correctly and signed. If not complete, we will notify you via your SFCC email account. If complete, we will initiate the loan request process. This may take several days to complete. Once complete, and only then, will the student's loan funds be awarded and available to the student to help pay for their educational expenses.
- Note: A student must be enrolled in at least six credit hours per semester to be eligible for a student loan. You must also meet academic progress and GPA standards. See the policies section located on the web site for a complete explanation of these standards.
13. Your financial aid will be placed on your account and any outstanding tuition, fees, and other charges on your account will be deducted.
14. Prior to the disbursement date a Financial Aid Advisor will verify your enrollment and attendance in those classes. This is to ensure the amount of financial aid originally awarded is still a valid amount. They will check for any class additions or drops to determine if any changes in aid need to be made prior to paying financial aid to your SFCC student account.
- Note: Loan fund payments are divided into 2 payments for each semester. For example, you have a loan for $2,000 for the fall and spring semesters. You would receive two $500 (approximate) payments in the fall semester and two $500 (approximate) payments in the spring semester.
- For the financial aid payment schedule, go to the Financial Aid News channel in mySTAR.
15. If you have excess financial aid a check will be mailed to you approximately seven to eight weeks into the semester. The actual dates will be posted on the Financial Aid News channel in mySTAR.
- Note: Pell and loan funds are electronically sent to the school and placed into the student's account. These funds will be placed onto the student's account within three days of the school receiving the funds. The credit balance checks will be mailed within 14 days of SFCC receiving the money and placing it on your account.
16. During the semester, please keep in mind that adding and or dropping classes will most likely impact the amount of your financial aid. Please check with a Financial Aid Advisor to determine the impact on your financial aid when adding and dropping classes.
17. A student must apply for financial aid each school year. Financial aid received in one year is not automatically renewable for the next.
- Note: The award of financial aid is based on your attending classes through the completion of each semester. When aid is awarded for a semester and you stop attending you will most likely have to repay up to 100% of your financial aid and tuition and fees to the U.S. Department of Education and/or SFCC. Please notify a Financial Aid Advisor before you withdraw from your classes.